Commercial public liability cover and ‘Acts of War’ – Important Update for Members

We have some great news to share. FPV UK membership now includes cover for Acts of War – which means it is compliant with EC785/2004 and you can use it for commercial drone flying.

Why is cover for ‘Acts of War’ important?
EC 785/2004 is a regulation introduced after 9/11, long before drones existed. It was written for commercial airlines and sets out the cover requirements covering passengers, baggage, cargo, and — importantly — ‘Acts of War’.

This regulation also applies to drones. The cover which covers our members now includes acts of war cover and can be used for commercial operations.

What this means for you

• In addition to £5 million of public liability cover for non-commercial flying, FPV UK members are also covered by £1 million of commercial public liability cover. This allows you to carry out up to £15,000 of commercial drone work per year, either:

  • as a sole trader, invoicing customers in your own name; or
  • through a one-person limited company with one director and one shareholder.

  Only income from commercial drone flying counts towards the £15,000 annual limit. Income from other work or business activities is not counted.