Commercial Insurance and cover for ‘Acts of War’ – Important Update for Members

We have some great news to share. FPV UK membership now includes cover for Acts of War – which means it is compliant with EC785/2004 and you can use it for commercial drone flying.

Why is cover for ‘Acts of War’ important?
EC 785/2004 is a regulation introduced after 9/11, long before drones existed. It was written for commercial airlines and sets out insurance requirements covering passengers, baggage, cargo, and — importantly — ‘Acts of War’.

This regulation also applies to drones. Our insurance now includes acts of war cover and can be used for commercial operations.

What this means for you

• In addition to £5 million of public liability insurance for non-commercial flying, FPV UK members are also covered by £1 million of commercial public liability insurance. This allows you to carry out up to £15,000 of commercial drone work per year, either:

  • as a sole trader, invoicing customers in your own name; or
  • through a one-person limited company with one director and one shareholder.

  Only income from commercial drone flying counts towards the £15,000 annual limit. Income from other work or business activities is not counted.